Allianz offers the first-of-its-kind Allianz Care@Home exclusive home monitoring service by medical professionals for you and your family’s peace of mind
IN these pandemic times, healthcare has become more important than ever. With the rising costs of healthcare, it is prudent to ensure you and your family are well covered by a comprehensive insurance plan that would take care of all your needs when it matters most.
Most plans cover hospitalisation costs, but with the threat of Covid-19 still present, many people prefer to stay in the comfort of their own homes. In fact, many patients have reported that they do not get a good rest while being hospitalised, which adversely impacts their general health and recovery.
Allianz seeks to guarantee that the community will always have “Better, smarter protection to ensure #TheExtraOK moment in life”. It does this by making sure people are worry-free and always well protected, which is the reason behind the unveiling the new and improved medical plan, HealthInsured for customers to enjoy comprehensive coverage including extra benefits and medical protection.
Most of us aware that treatment cost in a private hospital can be expensive. Although public healthcare is available, there is usually a long waiting time and in urgent cases, it is just not possible to wait your turn.
Furthermore, in some cases, treatment and recovery would require a longer time span of up to a few months, or even require extended hospitalisation. In such instances, you would want to make sure you can afford the costs.
To address this issue, HealthInsured was designed to meet the needs of customers. With no overall lifetime limit and a high overall annual limit up to RM5mil, it assures that you are future-proof and covered from any potential medical issues that might arise in the future.
Allianz, as a premier insurance provider in Malaysia, has also unrolled its Allianz Care@Home service to enable HealthInsured customers to do just that – receive medical attention in the safety and comfort of your own home. This first-of-its-kind value-added service provides an exclusive home monitoring service by medical care professionals for qualified illnesses. Furthermore, as an added benefit, you can enjoy benefits such as 50% refund of your hospital room and board entitlement when you opt for medical assistance at home.
In times like these, you would also need adequate protection with full coverage for COVID-19 under Categories 3, 4, and 5. HealthInsured covers your full medical expenses for those COVID-19 categories at no extra charge on top of your medical plan.
Another major health concern is cancer, for which treatments can get rather costly. An alarming 48,639 new cancer cases were recorded in Malaysia last year, according to the World Health Organisation, and cancer incidences in Malaysia is expected to double by 2040.
According to Cancer.Net Blog, approximately 65% of Malaysians seek healthcare services in public facilities. However, due to limited resources, public hospitals typically offer only the most basic cancer treatments, as newer or more expensive treatments like targeted therapies and immunotherapies are not covered by the government.
Private facilities are better equipped and have shorter waiting lists, but they are mostly expensive and unaffordable to many.
To this end, HealthInsured offers extensive cancer coverage that extends to advanced treatments, such as targeted therapy, hormonal therapy, and immunotherapy. It also includes access to genomic testing, which can better detect cancer risks and identify rare cancer types to help you make informed decisions.
So, you have an existing medical plan? Don’t worry, HealthInsured also comes with a deductible option that can complement the existing medical coverage provided by your employer or existing insurance. It allows you to enjoy flexible options for your medical solutions.