How SMEs can improve chances for getting funds


DESPITE significant government initiatives to bolster the growth of small and medium-sized enterprises (SMEs), including a noteworthy allocation of RM50bil under Budget 2026 and an additional RM10bil earmarked for financing and guarantees, many SMEs continue to face substantial challenges in obtaining financing from various banks.

The government’s strategy includes providing guarantees to financial institutions as collateral for SME financing through Syarikat Jaminan Pembiayaan Perniagaan (SJPP), which is under the purview of the Finance Ministry.

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Economy; SMEs

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