Our responsibility as PTPTN borrowers

COMING from a lower-middle-income family, I was fortunate to receive a loan from the National Higher Education Fund Corpo-ration (PTPTN) that allowed me to pursue my dream of higher education. Without it, my aspirations would have remained out of reach.

After graduating, I was blessed to secure a job within a year. Naturally, my PTPTN loan repayments were triggered. Despite my starting salary being modest, I managed to make the monthly repayments. To me, repaying the loan was not just a contractual obligation, it was also a social and moral responsibility, and for someone who is religious, a religious duty as well.