Safeguarding retirement security while expanding healthcare protection

The Star's March 13 headline on the proposal to expand the Employees Provident Fund (EPF) i-Lindung scheme to allow members to withdraw savings to purchase coverage under the Base Medical and Health Insurance/Takaful (MHIT) plan has sparked important conversation.

While improving healthcare protection is a commendable objective, serious concerns remain about the long-term impact such withdrawals may have on Malaysians' retirement security.