Insurance companies will provide coronavirus coverage despite exclusion for diseases with legal quarantine

KUALA LUMPUR: Insurance companies here have pledged to provide hospitalisation coverage and treatment to their policy holders during the coronavirus outbreak.

In a statement Friday (Jan 31), the Life Insurance Association of Malaysia (LIAM) and Malaysian Takaful Association (MTA) said the World Health Organisation (WHO) had just declared the outbreak of the coronavirus as a global health emergency.

"Even though a majority of medical policies or certificates carry an exclusion on communicable diseases requiring quarantine by law, the Malaysian life insurers and takaful operators are responding to an immediate need of the nation by waiving the exclusion on quarantine by law in light of the increasing number of people who have been affected," said LIAM chief executive officer Mark O'Dell.

"Policyholders or certificate holders are advised to check with their respective insurance companies or takaful operators for the benefits and terms and conditions of their health insurance policy or takaful certificate," he added.

O'Dell also advised Malaysians to take precautionary measures as advised by the Health Ministry, such as practising the highest standard of hygiene by often washing hands with soap or hand sanitizers, using a face mask and avoiding crowded places.

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Insurance , Exclusion , Coronavirus , Coverage


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