PETALING JAYA: PT Bank CIMB Niaga Tbk, the Indonesian subsidiary of CIMB Group Holdings Bhd
, recorded a pre-tax profit of 5.8 trillion rupiah for the first nine months of 2026, supported by resilient loan growth and strong current account and savings account (CASA) balances.
In a filing with Bursa Malaysia, the bank said its unaudited financial results for the nine months ended Sept 30, 2026, translated into earnings per share of 178.65 rupiah amid a resilient operating environment.
Its president director and chief executive officer, Lani Darmawan said the bank maintained a stable operating performance through disciplined cost management, operational efficiency, and ongoing growth in its core business, despite profitability being impacted by margin compression and prudent credit risk provisioning.
Pre-provision operating profit held steady at 8.2 billion rupiah, while non-interest income rose 7.8% year-on-year (y-o-y).
Total consolidated assets expanded 4.2% y-o-y to reach 384.8 trillion rupiah as of Sept 30. The bank’s total loans grew 6.7% y-o-y to 242.6 trillion rupiah, anchored by standout performance in corporate banking, which surged 15.1% y-o-y, alongside steady gains in commercial banking (6.4% y-o-y) and small and medium enterprises (1.9% y-o-y), while consumer banking loans remained flat.
On the funding side, total deposits reached 273.7 trillion rupiah. CASA balances increased by 4.4% y-o-y to 197.0 trillion rupiah, elevating the CASA ratio to a robust 72.0% and reflecting successful customer engagement and digital platform adoption.
CIMB Niaga Syariah maintained its standing as Indonesia’s largest Islamic Business Unit, recording total financing of 49.4 trillion rupiah and deposits of 52.5 trillion rupiah.
The bank maintained a solid balance sheet with strong liquidity and capital buffers, closing the period with a loan-to-deposit ratio of 87.7% and a capital adequacy ratio of 23.7%.
CIMB Niaga also advanced its sustainability agenda, scaling its sustainable financing portfolio to 65 trillion rupiah, representing 26.6% of total outstanding financing, driven by demand for sustainability-linked credit, eco-efficient products, and green transportation.
Looking ahead, Lani said the bank will continue navigating economic conditions with agility and prudence, focusing on asset quality, selective loan growth, optimised funding, and recurring fee income under its Forward30 strategic framework.
