Record bond swaps used for India’s looming maturity wall


The government has switched a record 2.7 trillion rupees of short-term bonds into long-term securities in the fiscal year ending March. — Bloomberg

NEW DELHI: India is moving to ease pressure from a heavy pipeline of debt liabilities coming due in the years ahead.

The government has switched a record 2.7 trillion rupees of short-term bonds into long-term securities in the fiscal year ending March, pushing repayments further into the future and likely reducing the need for heavy borrowing later.

The urgency picked up after the Feb 1 federal budget revealed a bigger-than- expected borrowing plan, driving the need to manage a looming repayment load.

Bonds sold during the pandemic are now starting to mature, and average annual redemptions are set to double to 6.6 trillion rupees by March 2031, according to central bank data.

New Delhi carried out a 755-billion rupee swap with the Reserve Bank of India (RBI) last month and has conducted two rounds of switches with investors since last week.

By extending maturities, the government is giving itself more breathing room and easing the strain on next year’s borrowing plans.

As a result of the swaps, gross borrowing for the fiscal year starting April 1 is expected to be about one trillion rupees lower than the budgeted 17.2 trillion rupees.

The lower borrowing number for next year is likely to reassure investors, said Rajeev Pawar, head of treasury at Ujjivan Small Finance Bank.

“The yields will start coming down, as the headline borrowing number for next year will be lower.”

Still, the strategy comes with trade-offs. When the government swaps debt with investors – rather than RBI – it increases the supply of long-term bonds in the market.

That additional duration can push yields higher in the near term.

Benchmark yields have risen more than 40 basis points since June despite the 75 basis points of interest-rate cuts and record debt purchases by the central bank, a sign that supply pressures are biting. — Bloomberg

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