Unlock the Wood Snake's wisdom and seize the investment opportunities for prosperity
WELCOME to 2025, the Year of the Snake. Celebrated for its keen intuition, boundless wisdom, and sharp intellect, this year carries a special element – it is also the Year of the Wood Snake.
The Wood Snake is known in the Chinese zodiac for its resourcefulness, adaptability, and penchant for sustainable, long-term growth.
Just like the thoughtful Wood Snake that takes its time to nurture its growth and strike the perfect balance, you too can create a solid financial future by planning wisely and grabbing the right opportunities.
Principal Malaysia’s GOFinance-Principal Investment app within the Touch ’n Go eWallet (TNG eWallet) is your ultimate tool for turning this wisdom into action. It offers an intuitive, all-in-one platform for individuals and business owners alike.
Opportunities everywhere
Whether you're a newcomer testing the waters of investing or a seasoned pro, 2025 presents exciting possibilities.
Despite the anticipated market volatility this year, Principal’s investment team believes that economic conditions will remain resilient, supported by strong fundamentals, favorable economic trends, rising corporate profits, and robust financial stability.
These key factors make the outlook for global stocks particularly promising.
While the US has led recent market gains, Asian equities remain promising. Supported by technological advancements and supply chain shifts, South-East Asia is poised to benefit.
Closer to home, Malaysia offers opportunities for secular growth, backed by key economic initiatives such as the New Industrial Master Plan, the National Energy Transition Roadmap, and the Johor-Singapore Special Economic Zone.
Meanwhile, experts note that the tech sector continues to make waves with artificial intelligence and healthcare breakthroughs. Innovations like personalised medicine and cutting-edge weight-loss advancements are poised to deliver significant returns.
Slither slowly
Fixed-income investments offer a stable alternative for those wary of the stock market’s unpredictability.
The fixed-income market is navigating a landscape of heightened uncertainty. The Federal Reserve (FOMC) attempts to lower policy rates, but it faces challenges from rebounding inflation expectations driven by a resilient economy and the impact of the US elections.
Yet, as the Principal’s team observes, there’s opportunity amidst the complexity – elevated yield levels in early 2025 present an enticing entry point for investors.
Extending portfolio duration now could be a savvy move, positioning investors to benefit from a potential rate drop later in the year.
In this dynamic environment, strategic adjustments could unlock value for those ready to adapt to shifting economic and market conditions.
Here are some funds in focus for 2025:
*Performance as of Nov 30, 2024. Past performance is not an indication of future performance.
Mutual funds: A smart choice for your portfolio
Mutual funds are a practical and efficient option to diversify your portfolio. By spreading your investments across various assets, they help manage risk and minimise the impact of market volatility.
Moreover, mutual funds take advantage of the power of compounding, where your returns generate additional growth over time—making them a valuable tool for building long-term wealth.
Mutual funds provide an easy and effective way for beginners and experienced investors alike to build wealth while minimising complexity.
GOFinance-Principal, your go-to
The GOFinance-Principal Investment app, now available on the TNG eWallet, revolutionises how you manage investments.
It offers unparalleled convenience by consolidating all essential tools into a single platform. You can easily monitor your portfolio, explore new opportunities, and diversify your investments.
Designed with busy individuals in mind, it ensures that growing your wealth is straightforward and hassle-free, making it an ideal companion for your financial journey. Principal Asset Management is a global leader in asset management with over 140 years of expertise.
Wealth of abundance
Principal is offering an exclusive Chinese New Year Prosperity promotion to celebrate the Year of the Snake.
By investing a minimum of RM500 before Feb 28, you can earn a one-off reward of up to 8.88% p.a. for 30 days. To take advantage of this limited time offer, simply use the promo code ‘Prosperity’ when signing up. Learn more about the promo here.
Towards a prosperous year
The Wood Snake teaches us to be thoughtful and adaptable. By combining these traits with smart investments, you can set yourself up for success in 2025.
Whether it’s diving into equities funds, or taking advantage of the fixed income opportunities, there’s something for everyone.
Follow these simple steps to start your investment journey with the GOFinance-Principal Investment feature, grab that Chinese New Year promotion, and make 2025 the year your money works as hard as you do.
1. Launch the Touch ’n Go eWallet app.
2. Click on “Grow Your Money”.
3. Choose on “Principal”
4. Choose the “Invest” to start your investment journey.
(New users will need to complete a quick onboarding process)
To begin investing today, click here
Disclaimer: Investment involves risk. Please read our disclaimer before investing.
This article is brought to you by Principal Asset Management Berhad (Principal Malaysia).
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