Need to bridge insurance gap for young adults

FOR many young adults in Malaysia, health insurance is something to think about “later”. Due to rising premiums, limited disposable income and a perception of invulnerability, a significant portion of them are opting to remain uninsured or under-insured.

While this may seem like a rational short-term decision, the long-term consequences will be dire not only for the individuals themselves but for the healthcare system as well.