Short-term interest rates (below six months) are prevalent at 4.3-4.75 per cent per year at most banks and do not differ much from over-the-counter deposits due to the rate cap set by the State Bank of Việt Nam.
However, a few banks have listed lower rates for traditional deposits and offer higher online rates such as Techcombank (up 0.45 percentage points), SeABank (up 0.4 percentage points), ACB (up 0.25 percentage points) and BIDV (up 0.2 percentage points).
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