We love to have options, don’t we? Options allow us to choose what appeals to us, like the option to retire early at 40, the option to continue working after 60, or to return to work after retiring.
What about those who have no options, who find their retirement savings may not be sufficient to see them through the next 15 to 20 years? With inflation fast shrinking the value of our ringgit, can we say with certainty we are financially secure to enjoy our retirement years?
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