PETALING JAYA: PT Bank CIMB Niaga Tbk, CIMB Group Holdings Bhd
’s Indonesian subsidiary, has posted a profit before tax of 5.8 trillion rupiah for the first nine months of 2026, backed by resilient loan growth and robust current account and savings account (Casa).
In a filing with Bursa Malaysia announcing its unaudited consolidated financial results for the first nine months ended Sept 30, 2026, it said this translated to an earnings per share of 178.65 rupiah amid a resilient operating environment.
Its president director and chief executive officer Lani Darmawan said the bank maintained a stable operating performance through disciplined cost management, operational efficiency, and ongoing growth in its core business, despite profitability being impacted by margin compression and prudent credit risk provisioning.
Pre-provision operating profit held steady at 8.2 billion rupiah, while non-interest income rose 7.8% year-on-year (y-o-y).
Total consolidated assets expanded 4.2% y-o-y to reach 384.8 trillion rupiah as of Sept 30. The bank’s total loans grew 6.7% y-o-y to 242.6 trillion rupiah, anchored by standout performance in corporate banking, which surged 15.1% y-o-y, alongside steady gains in commercial banking (6.4% y-o-y) and small and medium enterprises (1.9% y-o-y), while consumer banking loans remained flat.
On the funding side, total deposits reached 273.7 trillion rupiah. Casa balances increased by 4.4% y-o-y to 197 trillion rupiah, elevating the Casa ratio to a robust 72% and reflecting successful customer engagement and digital platform adoption.
CIMB Niaga Syariah maintained its standing as Indonesia’s largest Islamic business unit, recording total financing of 49.4 trillion rupiah and deposits of 52.5 trillion rupiah.
The bank maintained a solid balance sheet with strong liquidity and capital buffers, closing the period with a loan-to-deposit ratio of 87.7% and a capital adequacy ratio of 23.7%.
Lani said the bank will continue navigating economic conditions with agility and prudence.
