AmBank Group’s quarterly bottom line increases


AmBank group CEO Jamie Ling.

KUALA LUMPUR: AMMB Holdings Bhd (AmBank Group) has posted a higher net profit of RM529.58mil in the third quarter of the financial year ending March 31, 2026 (3Q26) compared with RM486.49mil in the same period last year.

The banking group said in a Bursa Malaysia filing that the better performance was driven by higher income and a higher net impairment writeback recorded in its wholesale banking division.

It added that the improvement was also supported by a year-on-year (y-o-y) growth of 5.5% in net financing income and 25.6% in non-financing income in its Islamic banking division.

Higher investment income and higher net earned insurance premiums, partially offset by higher claims in its insurance division, also helped.

The company also reported that its revenue increased to RM1.28bil from RM1.24bil previously.

For the first nine months ended Dec 31, 2025, AmBank Group’s net profit rose to RM1.58bil from RM1.49bil previously, while its revenue also edged up to RM3.86bil from RM3.65bil.

AmBank Group chief executive officer Jamie Ling said the group delivered a good income and profit growth for the first nine months of its financial year, achieving an annualised return on equity of 10.1% and return on assets of 1.06%.

“Prudentially, AmBank Group’s capital position remains strong with an ample liquidity position.

“We are focused on delivering another consistent quarter to close out the 2026 financial year strongly,” he said in a statement.

On the outlook, Ling said although there have been periods of external volatilities driven by geopolitical uncertainties globally, the domestic economy has been more than resilient and expanding.

“We are managing our risk profiles actively, evaluating upside potential as well as downside risk and making the necessary adjustments to our growth plans.

“We continue to make good progress to deliver the financial goals in the second year of the group’s Winning Together strategy.” — Bernama

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