WHEN 23-year-old Khairul Osman got his first job after graduating from university last year, one of the first things he did was to buy a car.
Being a fresh graduate, he did not have the means to make a full cash settlement, so he did what most people would normally do. He applied for a loan from a bank.
Already a subscriber? Log in
Get 20% OFF The Star Digital Access
Cancel anytime. Ad-free. Unlimited access with perks.
