Forget your wallet: how to pay for things using only your smartphone

Most people who have not yet dipped their toe into mobile payment have concerns about security. However, it's actually more secure than using a physical card Photo: – dpa

If the pandemic didn't put the final nail in the coffin for paying with cash, then it certainly opened up the field for other forms of payment to flourish, especially ones requiring no contact.

"The coronavirus pandemic has fuelled the trend towards cashless and contactless payment – and with it mobile payment," explains Kevin Hackl, a banking expert at the German digital association Bitkom.