Welcome year 2022 with a bullish outlook

LEARN from the past, look forward to the future, live in the present.

While the world looks forward to welcoming 2022, most of us have become spiritually stronger after undergoing two challenging years due to the outbreak of Covid-19.Undeniably, the past two years have showered us with more tears than laughter, more pitfalls than windfalls, more bad news than good. Yet, as 2021 approaches its last chapter, I believe there is always a silver lining in every cloud.