INTERACTIVE: EPF dividend track record is sustainable due to diversification approach, say economists

FOR THE FUTURE: A woman at EPF heaquarters at Jalan Raja Laut, Kuala Lumpur. —AZMAN GHANI/The Star

Since 2005, annual dividend rates announced by the Employees Provident Fund (EPF) have ranged from 5% to a high of 6.9% in 2017 (with the exception of 4.5% in 2008, when the global financial crisis struck).

Also, since 1963, the pension fund has delivered dividend rates of 5% and higher, with record highs of 8.5% (1983 to 1987) except in 2002 to 2004 when dividend rates ranged from 4.25% to 4.75%.