KUALA LUMPUR: A manager's past dealings with a loan shark have come back to haunt him more than a year after he settled the debt in full.
The 43-year-old who only wanted to be known as Wong, said he settled the loan in February last year but his ex-wife and her family began to receive harassing messages from an unknown individual earlier this month.
''My ex-wife informed me on April 14 that she and her family members were added to a WhatsApp group by someone named Raymond," he told a press conference at Wisma MCA here on Friday (April 23).
''Raymond posted an image of my MyKad in the group, claiming that I cheated him and that he wanted me to pay up. He also posted the old identity card numbers of my ex-wife and her elder sister, and their home address, ” added Wong.
Wong – who is from Shah Alam – said that he does not know Raymond and never borrowed any money from him.
He said it was possible that his personal information could have been sold or abused after he gave his MyKad details to an illegal moneylender in 2019.
''I am in the construction industry and my business was facing cash flow problems, so I sought a quick loan from a loan shark.
''I made an inquiry on a Facebook page and met with a man who agreed to loan me RM50,000.
''After he deducted the interest, I received RM32,000 from the man and began repaying him monthly.
''I fully settled the RM50,000 in February last year, '' he said, adding that the man returned a few days later to say the debt had not been settled.
Wong said the man demanded a further RM18,000 and threatened to harm him and his family if he did not pay up.
''I realised something was not right and lodged a police report, after which I was advised not to give the man any more money and to stop communicating with him.
''The man texted me later asking me to withdraw the complaint and said I did not have to pay anything further.
''I thought the case was settled until my ex-wife and her family received the messages demanding money, '' he said.
Wong said he had learnt a lesson from this experience, to not freely give his MyKad details or personal particulars to anyone and to be wary of advertisements on social media platforms.
MCA Public Services and Complaints Department head Datuk Seri Michael Chong said he has received three cases similar to Wong's among the 41 loan shark-related complaints so far this year, involving a total of RM2.6mil.
''The modus operandi is similar. Borrowers who have settled their debts were asked to pay again by another unknown individual. Always borrow from licensed moneylenders where everything is documented instead of going to online lenders or ah long, '' said Chong.