PETALING JAYA: CTOS Digital Bhd
remains cautiously optimistic about its growth prospects in 2026, underpinned by investments in digital products, artificial intelligence (AI), alternative data and analytics, while actively evaluating strategic partnerships and selective acquisition opportunities in Malaysia and across Asean.
For the second quarter ended June 30, 2026 (2Q26), the group’s net profit increased by 7% year-on-year (y-o-y) to RM22.65mil or earnings per share of 1.00 sen. Revenue rose by 10% y-o-y to RM86.87mil.
For the six-month period ended June 30, 2026, the group’s net profit saw a 16% increase to RM41.16mil. This was primarily due to operational expenditures incurred for cloud migration and infrastructure modernisation.
Revenue, on the other hand, grew by 9% y-o-y, due to continuous growth in both Malaysia and international operations.
In a filing with Bursa Malaysia, the group said its priorities are anchored on its strategic new vision of becoming the region’s Trusted Intelligence Behind Every Transaction.
CTOS Digital noted that growth in its financial institution and corporate segment will continue to be driven by deepening partnerships with digital products, AI solutions and alternative data solutions.
For the commercial segment, the group said it remains focused on customer acquisition, activation and retention, while deepening usage with enhanced platforms and credit solutions to support better credit decision-making. CTOS Digital added its consumer segment continues to deliver healthy growth, supported by new product launches, embedded partnerships, and a revamped mobile application.
The group said its international segment is expected to deliver sustainable growth. The company said this division is strengthening its value proposition by leveraging additional alternative data and scores, with the strategic objective of becoming a leading provider of alternative data credit solutions across Asean.
In a separate filing, CTOS Digital said it has entered into a share sale agreement with Natsoft, the initial and majority shareholder of Juris, for the disposal of 100,000 ordinary shares in Juris, for RM50mil in cash. This represents a 10% stake in Juris and indicates a price-to-earnings multiple of 17 times based on Juris’s audited accounts for financial year end December 31, 2025.
Under the agreement, CTOS Digital has the option to buy back the 10% stake at the same price of RM50mil if Juris fails to complete an initial public offering or another agreed exit event within 18 months, extendable by a further six months if market conditions are unfavourable.
CTOS Digital said the proposed disposal is consistent with its strategy to optimise its investment portfolio by monetising a non-core asset with limited strategic synergies and influence. The group said proceeds from the proposed disposal will go towards special dividend to shareholders, share buybacks, as well as defraying the tax payable and expenses related to the disposal.
Currently, Natsoft holds a 51% stake in Juris, while CTOS owns the remaining 49%. Upon completion of the proposed disposal, CTOS's equity interest in Juris will be reduced to 39%, while Natsoft's stake will increase to 61%.
CTOS Digital’s original acquisition of the 49% stake in Juris was in March 2022 for RM205.8mil. The net book value for the 10% equity interest is RM47.4mil.
CTOS Digital declared a second interim single-tier dividend of 0.70 sen per ordinary share in respect of FY26, which is payable on Aug 28, 2026, with the ex-date on Aug 6, 2026.
