EMCC 1Q26 net profit surges 95.6% on stronger pawnbroking demand


Evergreen Max Cash Capital Bhd executive director and group managing director Datuk Low Kok Chuan.

KUALA LUMPUR: Evergreen Max Cash Capital’s (EMCC) net profit surged 95.6% to RM13.7mil in the first quarter ended March 31 (1Q26), from RM7.01mil a year earlier.

The pawnbroking service provider said revenue rose 47.3% year-on-year (y-o-y) to RM67.6mil in 1Q26, compared with RM45.9mil previously. Earnings per share for the quarter rose to 1.22 sen against 0.63 sen a year prior.

“The strong performance was underpinned by growth across all key business segments of the group, namely conventional pawnbroking, gold and luxury products retail and trading, as well as Tawarruq products,” EMCC said.

It said revenue from the conventional pawnbroking segment increased 32.5% y-o-y to RM16.7mil, primarily attributable to an increase in pawn loans disbursed, which grew by 33.9% y-o-y to RM212.6mil.

The gold and luxury products retail and trading segment recorded revenue growth of 32.1% y-o-y to RM38.7mil, supported by higher sales revenue from unredeemed pledged gold items, pre-owned gold products, and new gold products.

Executive director and group managing director Datuk Low Kok Chuan said the group’s strong y-o-y growth in revenue and net profit was supported by an expanding outlet network, higher loan deployments and stronger access to funding.

He said the Tawarruq products segment remained an important growth driver for the group, supported by rising demand for Islamic pawnbroking services and the group’s efforts to strengthen its presence in the segment.

“Looking ahead, we remain optimistic about EMCC’s prospects. Demand for pawn loans remains sustained, particularly among Malaysia’s unbanked and underbanked communities.

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