KUALA LUMPUR: CIMB Group Holdings Bhd
delivered an improved set of results in 2025, which marked the first year of its Forward30 (F30) strategy, amid regional and global headwinds.
"F30 is on track; translating into tangible outcomes premised on capital reallocation, building strong cash franchise, cross-selling products and improving digital and technology capabilities," said the bank in its results announcement.
The bank reported an annual net profit of RM7.86bil, up from RM7.73bil in the previous year, while revenue grew to RM22.47bil from RM22.3bil in the previous year.
In the fourth quarter, net profit rose to RM1.92bil from RM1.8bil in the previous corresponding quarter. Revenue rose to RM5.42bil from RM5.33bil in the same previous quarter.
According to the bank, the results led to an improvement in annualised return on average equity (ROE) of 11.3%, up 10 basis points year-on-year (y-o-y), driven by disciplined execution of F30 strategy, notwithstanding macroeconomic headwinds and persistent rate cuts during the year.
The bank proposed a second interim dividend of 20.35 sen per share, which brings the total annual payout to 47.1 sen per share. The entitlement date is set on March 17, 2026, for payment on March 27, 2026.
In FY25, CIMB's total deposits grew 5.4% to RM524.4bil while its current account savings account (Casa) balances grew 1.6% y-o-y to RM224.1bil. The Casa ratio stood at 42.7% as at December 2025.
"The group demonstrated that when we stay true to our purpose of advancing customers and society, we can deliver both resilience and growth.
"As we look ahead, we will continue to build a stronger, more sustainable CIMB; one that serves with integrity, grows with courage, and creates sustainable long-term value for our shareholders and the communities we are privileged to serve," said group CEO Novan Amirudin.
