KUALA LUMPUR: Bank Islam Malaysia Bhd
’s net profit reduced to RM557.24 million for the financial year ended Dec 31, 2025 (FY2025), from RM571.08 million in FY2024.
The decline was attributed to higher total overheads, a higher net allowance for impairment on financing, and increased finance costs. This was partially offset by higher net income.
Revenue for FY2025 increased to RM5.09 billion from RM4.70 billion previously, the bank said in a Bursa Malaysia filing today, adding that a second interim dividend of 4.45 sen per share for FY2025 has been declared, payable on April 3, 2026.
Bank Islam officer-in-charge Mizan Masram said that the bank will continue expanding financial accessibility, accelerating the shariah digital financial industry and delivering innovative solutions that meet the evolving needs of its customers.
"The group remains focused on sustaining its relevance and competitiveness beyond 2025,” he said in a statement.
For the operating segment, group retail banking recorded a net income of RM1.78 billion for FY2025, a slight increase of 1.4 per cent over the previous year, mainly contributed by higher bancatakaful income and gold account-i commissions.
Group institutional banking achieved an improvement of 16.1 per cent in net income to RM974.4 million for FY2025, driven by higher non-fund-based income, mainly from investment income and net gain from foreign exchange transactions.
"The net income further improved by higher net fund-based income,” it said.
For the fourth quarter ended Dec 31, 2025, net profit expanded to RM175.05 million from RM172.64 million a year earlier, while revenue improved to RM1.30 billion from RM1.24 billion previously. - Bernama
