Rising mortgage defaults bring more pain to owners


Rising mortgage delinquencies could have negative spillovers on both property prices and consumer confidence, analysts said. — Reuters

BEIJING: Chased by debt collectors over a mortgage delinquency in a southern Chinese city, former finance worker Lei Xiaoyu no longer answers her phone as she tries to delay the inevitable.

“It’s my only house and I don’t want it foreclosed. But what can I do?” asked the 38-year-old, who in late 2022 lost her job and stopped repaying the mortgage and credit card debt she took to buy a 1.3 million yuan (US$181,139) home in Huizhou.

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