Focus on the positive

Probably the biggest hurdle to overcome is when you see your cashflow drying up and banking facilities fully utilised.

I am writing from London while undergoing self isolation in my apartment. I have not written since April primarily because I have nothing positive to write about. It has been a depressing start to the year of the metal rat, the first in the 12-year cycle of the Chinese zodiac.

Prior to my departure for London recently, I celebrated my 60th birthday in a small group (physical distancing) dinner hosted by Datuk Ho Kay Tat and Datin Linda Ngiam.