Borrowers most affected by decline in total income


Financial institutions

PETALING JAYA: Bank Negara, in a series of studies and tests to assess the financial health of borrowers, has outlined three scenarios that would impact a borrower’s debt-repayment capacity.

Calling these “stressed” scenarios that would put “debt at risk”, the central bank said these included a drop in income, rise in the cost of living and borrowing costs.

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