I WAS touched by the honesty and sincerity of the writer of the letter “Moral duty of all PTPTN borrowers to repay their loans” (The Star, Jan7).
The burgeoning amount of unpaid PTPTN loans presents a significant challenge to the sustainability of Malaysia’s higher education financing system. Since these loans are financed by taxpayers, it is crucial to adopt a balanced approach that ensures accountability while remaining fair to borrowers facing genuine financial hardships.
