EPF: Elbowing financial repression, embracing radical transparency

Like other pension funds, the Malaysian Employees’ Provident Fund (EPF) are a very distinctive form of assets - peoples’ hard-earned money pooled together and fund managed to support their retirement lives - and this is one of the cornerstones of our national social security system.

Although the EPF does a reasonable job of safeguarding and growing peoples’ lifetime savings, there is still much room for improvement.