Spend more than you earn? Paying only 5% of your credit card bill? At your wit's end with financial woes? Turn to AKPK, a credit counselling and debt management agency which helps debtors get back on their feet and on track with their life.
At 28, Dr Azam Rahman (not his real name) seemed to have it all: two flashy cars, a beautiful home and a flourishing career.
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