KUALA LUMPUR: Critical illness claims under the mySalam health protection scheme recorded the highest expenditure at RM658mil, says Deputy Finance Minister Lim Hui Ying.
She said hospitalisation claims reached RM378mil, covering 1.22 million individuals.
Lim said since its 2019 launch up to September this year, 1.8 million people received mySalam benefits and added this highlights efforts to help low income households manage medical and emergency costs.
“The total includes hospitalisation and critical illness benefits. It also includes patients under investigation for Covid 19, whose coverage has ended, and medical device claims,” she said in the Dewan Rakyat on Thursday (Nov 27).
Lim added that the remaining mySalam fund as of September 2025 stands at RM490.8mil.
She said the scheme provides free takaful protection to B40 individuals aged 18 to 65 amd covers Sumbangan Tunai Rahmah recipients and their spouses.
“Currently, the mySalam trust deed allocates benefits only to low income groups,” said Lim.
“The scheme will continue in 2026, in line with the Budget,” she added.
Lim responded to a question from Mordi Bimol (PH-Mas Gading) who had asked about total claims paid and whether coverage will extend to M40 households.
“Proposals to expand mySalam to the M40 will be carefully studied and refined,” said Lim.
She said this is to ensure appropriate health protection for middle income households and also highlighted the Perlindungan Tenang initiative by Bank Negara Malaysia with industry partners.
The product targets underserved groups, particularly B40 and M40 households.
It provides coverage that is affordable, accessible and valuable, with simple purchase and claims processes.
“These initiatives are part of ongoing efforts to ensure access to essential health protection,” she added.
