Pros and cons to lowering EPF contribution rates


Yeah: Employees must be given option to choose whether to lower their EPF contribution rate or not.

ANY extra cash he takes home is a boon for this 35-year-old engineer who wants to be known only as Ganesh.

The father of two young children in Kuala Lumpur – one of whom is in kindergarten – says an additional RM200 would be beneficial.

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Monthly Plan

RM 13.90/month

RM 11.12/month

Billed as RM 11.12 for the 1st month, RM 13.90 thereafter.

Best Value

Annual Plan

RM 12.33/month

RM 9.87/month

Billed as RM 118.40 for the 1st year, RM 148 thereafter.

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EPF , dividends

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