Balancing premiums and protection

Wang: If medical inflation continues at its current pace, the private insurance model will face real sustainability challenges.

AS medical insurance policyholders grapple with premium increases, one insurer appears to have recorded stronger profitability in recent years.

Allianz Malaysia Bhd’s life insurance business recorded a profit before tax (PBT) of RM544.8mil for the financial year ended Dec 31, 2025 (FY25), up 13% from RM482mil a year earlier. Its insurance revenue rose at a slower pace of 9.2% to RM2.66bil.