SASC strengthens Islamic digital banking presence with Bank Muamalat deployment


KUALA LUMPUR: SEDANIA As Salam Capital (SASC), a wholly owned subsidiary of Sedania Innovator Bhd, continues to strengthen its position as a key enabler of shariah-compliant digital banking infrastructure with the deployment of its As-Sidq digital commodity trading platform within ATLAS by Bank Muamalat Malaysia Bhd.

In a statement today, the investment holding company said the implementation extends As-Sidq's reach across a growing network of financial institutions and digital platform players that have adopted it as their shariah-compliant transactional backbone.

"As Islamic financial institutions accelerate their digital transformation, demand is growing for shariah-compliant infrastructure that is purpose-built for digital banking, where shariah governance and operational integrity are inseparable from the digital experience itself - not layered on top of it.

"As-Sidq was built for exactly that shift. The platform enables tawarruq-based deposit and financing transactions to be executed through digital commodities, allowing institutions to operate at scale without reliance on legacy systems,” it said.

SASC chief executive officer Khairul Nisa Ismail said digital Islamic banking must be uniquely designed from the ground up, with shariah principles embedded directly into the infrastructure powering the experience.

She noted that as financial institutions scale their digital ambitions, As-Sidq enables them to support shariah-compliant transactions with greater confidence, operational efficiency and governance assurance.

Meanwhile, Bank Muamalat director of Digital Banking Hazrizal Hassan said selecting infrastructure partners for a regulated Islamic banking environment is not a decision taken lightly.

He added that every touchpoint carries a compliance obligation and the transactional layer is where the integrity of the entire proposition rests.

"As-Sidq gave us the governance assurance we needed at that layer and the operational confidence to scale on top of it. As ATLAS was built as a fully digital Islamic banking platform, integration with As-Sidq also supports the responsiveness and operational continuity expected in our digital banking environment,” he said.

SASC recently introduced As-Sidq 2.0, unveiled at the Malaysia Islamic Finance and Investment Forum (MAIFF) 2026. The upgraded platform delivers enhanced transaction processing capabilities and a more intuitive operational experience reducing friction for institutions. - Bernama

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