Aeon Credit records higher FY26 net profit of RM386mil


The company's revenue rose to RM2.47bil from RM2.2bil in the previous year.

PETALING JAYA: Aeon Credit Service (M) Bhd expects to sustain its business momentum over the coming year as it reports earnings and revenue growth in the financial year ended Feb 28, 2026 (FY26).

In a filing with Bursa Malaysia yesterday, the company said it was adopting a cautious business approach given the geopolitical conflict in the Middle East, which has disrupted global supply chains.

Inflationary pressures had risen from higher global oil prices and volatility in the global financial markets, the company added.

In its announcement, the company said net profit rose to RM385.88mil from RM370.61mil in the previous year, translating to an earnings per share of 75.57 sen against 72.58 sen.

The company attributed the higher bottom line to an increase in revenue, offset by the higher impairment losses on financing receivables by RM60.367mil and higher other operating expenses of RM66.375mil, in line with a 6.6% year-on-year increase in transaction and financing volume to RM8.97bil.

Revenue during the year under review rose to RM2.47bil from RM2.2bil in the previous year.

Aeon Credit reported a share of losses for its associate company Aeon Bank which amounted to RM85.22mil as compared to RM68.33mil in the preceding year.

This was mainly due to the higher cost incurred for technology, personnel and marketing support for the launch of business banking.

The loan loss coverage ratio stood at 195% as of Feb 28, 2026 compared with 209% as of Feb 28, 2025.

The board of directors declared a payout of 17.75 sen per share – comprising a 15.75 sen final dividend and two sen special dividend – to shareholders on the record of depositors on July 2, 2026, for payment on July 23, 2026.

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