PETALING JAYA: Affin Bank Bhd
posted a net profit of RM540.19mil in the financial year ended Dec 31, 2025, as compared to RM509.7mil in the previous year on the back of a record net income and surge in operating profit.
President and group chief executive officer Datuk Wan Razly Abdullah said the performance was further bolstered by the bank’s continuous asset quality efforts, which drove the gross impaired loan ratio to an all-time low of 1.64%.
“Together with our robust capital and liquidity position, this provides a solid platform to capture opportunities in 2026, strengthen earnings quality and build long-term shareholder value,” he said in a statement.
In the year under review, Affin Bank recorded revenue of RM2.44bil, against RM2.17bil in financial year 2024 (FY24).
Earnings per share climbed to 21.32 sen from 20.31 sen previously. The bank’s fourth quarter alone saw a slight decline in net profit to RM127.63mil from RM135.1mil in the previous corresponding quarter.
Quarterly revenue was improved at RM693.3mil against RM557.67mil in the comparative quarter.
The board of directors proposed a final dividend of 8.53 sen a share.
According to the bank’s statement, net interest income in FY25 was RM874.8mil, an increase of 5.9% from the previous year.
Non-interest income was 7.3% higher year-on-year (y-o-y) at RM699.9mil.
In the Islamic banking segment, a higher net income of RM160.8mil on a higher write-back of impairment losses of RM34.4mil helped to lift pre-tax profit 39.1% y-o-y to RM449.7mil.
As at Dec 31, 2025, the group’s total loans, advances and financing rose 10.4% y-o-y to RM79.5bil.
