EMCC’s FY25 net profit jumps 67% to record RM37mil


Evergreen Max Cash Capital Bhd executive director and group managing director Datuk Low Kok Chuan.

KUALA LUMPUR: Evergreen Max Cash Capital Bhd (EMCC) remains focused on expanding its pawnbroking business to meet sustained demand for pawn loans, particularly among Malaysia’s unbanked and underbanked population.

“As part of our ongoing expansion plans, we are actively pursuing opportunities to expand our network of ‘Pajaking’ pawnshops through the setting up of new ‘Pajaking’ pawnshops at strategic locations as well as strategic acquisition exercises,” EMCC said in a filing with Bursa Malaysia.

“Our continuous efforts to increase the number of pawnshops we operate would, in turn, enable us to grow our pawnbroking business and market visibility substantially,” it said.

Executive director and group managing director Datuk Low Kok Chuan said the group expanded its outlet network from 70 at the start of 2025 to 99 by year-end, in line with its growth strategy.

“We strengthened our position in the Islamic pawnbroking segment, while continuing to grow our conventional pawnbroking business through additional funding lines secured during the year,” he said in a separate statement.

“Looking ahead, we will continue to deploy capital in a disciplined manner to sustain our growth trajectory,” he added.

In the fourth quarter ended Dec 31, 2025 (4Q25), EMCC’s net profit surged more than threefold to RM10.97mil, or 0.98 sen per share, from RM2.95mil, or 0.26 sen, a year earlier.

Quarterly revenue rose 69.5% to RM69.2mil from RM40.8mil previously.

For the full financial year ended Dec 31 2025 (FY25), EMCC posted a 67.3% increase in net profit to a record RM36.7mil, as revenue grew 75.4% to RM214.5mil.

It declared an interim single-tier dividend of 0.35 sen per ordinary share, amounting to RM3.92mil for FY25, payable on April 10, 2026.

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