MNRB’s 3Q net profit jumps 30% to RM151mil on stronger takaful and reinsurance contributions


MNRB’s interim president and group chief executive officer Datuk Rudy Rodzila Che Lamin.

PETALING JAYA: MNRB Holdings Bhd (MNRB) noted improved contributions from the general takaful, reinsurance, retakaful, and family takaful segments helped drive its financial performance in its third financial quarter ended Dec 31, 2025 (3Q26).

Revenue for the period rose 17.9% year-on-year (y-o-y) to RM973.9mil while earnings rose 30% to RM151mil on higher insurance and takaful revenue across all segments, led particularly by the general takaful and reinsurance segments, underpinned by the growth in its Motor and Specialty portfolios.

Datuk Rudy Rodzila Che Lamin, Interim President & Group Chief Executive Officer of MNRB said its financial performance reflected the company's disciplined underwriting, prudent risk selection and consistent execution across its core businesses.

"The improvement in earnings quality and returns underscores the resilience of our operating model in a dynamic market environment. We remain firmly focused on sustaining this trajectory through disciplined underwriting, portfolio optimisation and active capital management, while expanding scales and deepening our relevance across the reinsurance, retakaful and takaful segments”.

In a filing with Bursa Malaysia, the reinsurer and takaful operator revealed its reinsurance business recorded total revenue of RM505.4mil for the quarter, up 7.1% y-o-y while the retakaful business delivered total revenue of RM44mil, up 60.6% y-o-y.

The general takaful business recorded total revenue of RM308.6mil, an increase of RM76.2mil or 32.8% y-o-y in the quarter. MNRB's family takaful business recorded total revenue of RM129.3mil, an increase of RM6.8mil or 5.6% y-o-y in 3Q26.

For the nine months period, MNRB's revenue was up 12.3% y-o-y to RM2.9bil while earnings surged 43.5% y-o-y to RM431.7mil, propelled by strong operating performance and higher net investment income across key business segments.

Reinsurance/retakaful continued to anchor the Group’s performance, contributing 74.1% of total earnings.

Net investment income increased sharply by 32.3% y-o-y to RM412.8mil, supported by disciplined asset allocation and strong returns from fixed income and equity portfolios.

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