KUALA LUMPUR: Malayan Banking Bhd
(Maybank) registered positive earnings growth in the third quarter ended Sept 30, 2025, supported by net-fund based income and non-interest income (NoII) growth.
In the quarter under review, the group said net profit was RM2.62bil, up from RM2.54bil in the year-ago quarter, which translated to an earnings per share of 21.7 sen as compared to 21.04 sen previously.
The group reported lower quarterly revenue of RM16.6bil, against RM16.69bil in 3QFY24.
According to its results statement, Maybank said there was a 3.2% y-o-y increase in quarterly net operating income to RM7.46bil, with net-fund based income and NoII contributing to the uplift by 2.5% and 4.8% respectively.
The group registered a net interest margin (NIM) of 2.02% in 3QFY25, up two basis points from 2QFY25 on the back of proactive liquidity and funding costs management.
President and group CEO Datuk Khairussaleh Ramli said the group delivered a steady performance depsite continued volatility and challenges on the global scene.
"The group maintained a disciplined approach in managing liquidity, funding and credit risks, while continuing to serve customers across all segments.
"The sustained asset quality reflects the Group’s prudent risk management, while its strong current account savings account (Casa) growth and rebounding NIM underscored the positive traction of its deposit and funding strategy," he said.
Over the nine-month period to Sept 30, 2025, the group registered a net profit of RM7.84bil, up from RM7.56bil in the year-ago period, while revenue slipped to RM50.56bil from RM52.21bil in the comparative period.
On balance sheet, the group said its loan book grew 2.7% y-o-y to RM681.7bil as at Sept 30, 2025.
Group deposits rose to RM739.1bil as at end-Sept 2025 as compared to RM706.2bil a year earlier, supported primarily by continued strong growth in Casa balances. Total Casa rose 15.2% y-o-y to RM295bil.
Meanwhile, fixed deposits were up 4.1% y-o-y to RM358.9bil.
