KUALA LUMPUR: Alliance Bank Malaysia Bhd
has posted a record financial year, which affirms the success of its Acceler8 strategy and reinforces the longer-term growth trajectory, said group CEO Kellee Kam.
"We remain focused on sustainable growth and creating long-term value for all our stakeholders,” said Kam in a statement announcing the bank's latest quarterly result.
In its latest quarterly result (4QFY25), Alliance Bank recorded a net profit of RM197.49mil, up from RM177.74mil in the year-ago quarter, for an improved earnings per share of 12.76 sen against 11.48 sen previously.
The bank reported revenue of RM563.24mil during the quarter, compared to RM516.17mil in 4QFY24.
This brought the banks' full-year net profit to a record high of RM750.73mil, against RM690.48mil in FY24, and revenue also to a historical high of RM2.27bil from RM2.02bil in the previous year.
For its performance, Alliance Bank proposed a second interim dividend of 9.9 sen per share, payable on June 26, 2025, which brings its total payout in FY25 to 19.4 sen.
According to the statement, the bank's revenue growth was supported by improvements in both net interest income (NII) and non-interest income (NOII).
NII rose 13.2% year-on-year (y-o-y) to RM1.95bil driven
primarily by higher loan volumes. Net interest margin stood at 2.45%.
NOII increased by 7.7% y-o-y to RM323.4mil, mainly due to higher foreign exchange sales and trade fees, wealth management income (excluding the one-time bancassurance business model fee recognised in FY24), and treasury and investment income.
The cost-to-income ratio stood at 48% as the bank continued its investments in technology and people.
Alliance Bank said its total gross loans expanded 12% y-o-y to RM62.4bil with growth recorded across all segments. The current account savings account (Casa) ratio, meanwhile, stood at 41%, supporte by a 14.7% y-o-y increase in customer deposits.
