SmartBiz becomes first fintech bank under Trump


Digital model: Traders work the floor of the New York Stock Exchange. Fintech listings soared in 2021 but lost momentum due to rising interest rates and steep valuations, according to reports. — AFP

NEW YORK: SmartBiz has become the first financial technology (fintech) firm to receive regulatory approval to be a bank since president Donald Trump took office in January, a regulatory signal that other fintechs could also get the green light to cement their footholds in the financial services industry, Bloomberg reports.

The Office of the Comptroller of the Currency (OCC) and the Federal Reserve Bank of Chicago approved SmartBiz’s acquisition of Northbrook, Illinois-based Centrust Bank NA, SmartBiz said in a statement.

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