SC and CGC sign MoU to boost MSME financing


One key focus of the collaboration is enhancing MSME and MTC access to capital market financing solutions via CGC’s imSME platform.

PETALING JAYA: The Securities Commission (SC) recently signed a memorandum of understanding (MoU) with Credit Guarantee Corp Malaysia Bhd (CGC Group) and CGC Digital Sdn Bhd to enhance access for Malaysian micro, small and medium enterprises (MSME) and mid-tier companies (MTC) to capital-market financing solutions.

The three-year MoU aligns with the SC’s five-year roadmap to catalyse MSME and MTC access to the capital markets. By collaborating with CGC Group, the initiative leverages CGC Group’s expertise in financing guarantees and its established network in the MSME sector.

One key focus of the collaboration is enhancing MSME and MTC access to capital market financing solutions via CGC’s imSME platform.

The platform matches MSMEs and MTCs with peer-to-peer financing (P2P) platforms.

“The MoU aims to further expand this access by onboarding more P2P plaforms. Currently, imSME offers products from six P2P platforms,” the organisations said in a joint statement.

The other focus is supporting MSME and MTCs’ de-risking of investments by providing credit guarantees, and extending credit guarantees to additional capital market solutions.

Since its inception in 1972, CGC has provided guarantee and financing worth over RM98.31bil, benefiting over 538,000 MSMEs.

SC chairman Datuk Mohammad Faiz Azmi emphasised that the collaboration aims to connect MSMEs and MTCs with capital market solutions designed to meet their financing needs.

“By leveraging CGC Group’s credit guarantees, we can instil greater investor confidence, which in turn improves access to funding for these businesses,” he said.

President and chief executive officer of CGC Group Datuk Mohd Zamree Mohd Ishak said by forging alliances with a distinguished and highly reputable institution such as the Securities Commission, the collaboration would unlock transformative growth trajectories while addressing barriers faced by unserved and underserved Malaysian businesses.

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