DID you know there’s more to CIMB Clicks than just performing daily banking routines?
CIMB Clicks has several smart features or services that will help you gain full visibility on your finances and build your wealth.
Goals & Savings: Put your savings on auto-pilot
Whether you’re saving for a house, a wedding, or building an emergency fund, saving money is an important success principle to financial freedom. With the ‘Goals and Savings’ feature in the CIMB Clicks App, meeting your financial goals becomes even easier.
This smart feature will automate your savings contribution based on your personal preference such as target amount and/or target achievement period. You’ll receive a reminder if your savings fall short of your target.
Insights: Keep track of your finances & spending
Insights on CIMB Clicks App helps you better manage your wealth through four functions, namely Spend Analyser, Payment Reminder, Balance Forecast and Credit Limit Alert.
> Spend Analyser:
Keeping track of expenses is one of the most basic ways to begin taking control of your personal finances but it is also the most tedious job for most people
The Spend Analyser feature made this job easier than ever by auto-analyse and categorise your monthly expenditures made on your CIMB credit/prepaid/debit card and current/savings account/-i. You’ll be able to make adjustment on your spending based on these spending insights.
> Payment Reminder:
Always miss the payment due date? Here’s a helping hand for you - the Payment Reminder feature reminds you on your upcoming payments based on predictive analytics. The feature will analyse your payment history to bills, credit cards or loans account via your CIMB Clicks account and setup the reminder automatically for you, no manual setup required!
> Balance Forecast
The Balance Forecast feature forecasts your CIMB account balance based on your recurring income and expenses history for the past three consecutive months. This tool empowers you to get a better understanding of your existing financial obligations as well as plan for the future.
Simply tap on ‘Insights’ on the app’s home screen and follow the instructions to view your spending, upcoming reminders or forecasted account balance.
> Credit Limit Alert
Take control of your card spending and avoid transaction declined issues. All you need to do is to activate the Credit Limit Alert, you’ll receive a reminder when your spending is approaching the threshold limit of your choice.
To set your credit limit alert, swipe your CIMB Clicks App home screen to the left > tap on Settings > Activate Credit Limit Alert
Invest to grow your wealth
All these aside, CIMB Clicks also provide several investment services to help you grow your wealth.
> Buy e-Gold
CIMB Clicks offers a simple and secure way to invest in gold. By opening a CIMB e-Gold Investment Account (eGIA), you can start purchasing 99.9% pure gold commodity from as low as 1g, at a daily price in Ringgit Malaysia without the hassle of keeping physical gold.
Start your eGIA investment journey today and stand to win up to 20g of gold, plus bonus prizes by Aug 15, 2022! Find out how to Invest & Win Gold here.
> e-Fixed Return Income Account-i (eFRIA-i)
Grow your wealth consistently with eFRIA-i via CIMB Clicks and watch your deposits grow. You may enjoy the flexibility choosing your maturity period between one to 60 months and its respective profit rates.
Not a CIMB Clicks user yet? Sign up for CIMB Clicks now and download the CIMB Clicks App on Google Play Store, Apple’s App Store or HUAWEI AppGallery to enjoy convenient banking on-the-go.
For more information, visit www.cimbclicks.com.my.