David Velez, Founder and CEO of Nubank, a Brazilian FinTech startup, rings a ceremonial bell to celebrate his company's first trade during the IPO at the New York Stock Exchange (NYSE) in New York, U.S., December 9, 2021. REUTERS
FINANCIAL technology (fintech) peer-to-peer (P2P) lending services are able to penetrate the administrative difficulties experienced by banks in providing micro and ultra-micro credit to the public and micro, small and medium enterprises (MSMEs).
Affordability of access is often not accompanied by customer education, resulting in many implementation problems.
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