Risks and rewards of banking on investing tools

Digital investment tools are offering an easier point of entry for new investors to join the market. But will democratising the process help educate the public or put unprepared beginners at risk? — Banner vector created by upklyak - www.freepik.com

Despite the harsh lessons of the pandemic, many Malaysians are still at a loss as to how to manage their money.

According to a survey conducted last year, 46% – up from 43% in 2019 – were in the habit of spending their entire paycheck or more through credit.