Developing a pragmatic approach for chronic care


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HOW should healthcare for people whose illnesses do not end when they leave the hospital be financed? This is an increasingly important question as more Malaysians live with chronic and lifelong conditions requiring continuing treatment, medicines, monitoring and support.

For many patients, healthcare is not a single episode but a journey lasting years. Yet, conventional medical insurance remains largely centred on hospitalisation and acute episodes of illness.

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Monthly Plan

RM 13.90/month

RM 11.12/month

Billed as RM 11.12 for the 1st month, RM 13.90 thereafter.

Best Value

Annual Plan

RM 12.33/month

RM 9.87/month

Billed as RM 118.40 for the 1st year, RM 148 thereafter.

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Care; long-term ilness

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