Can you afford to grow old?


Photo: 123rf

PLANNING for retirement should include planning for the years when we may need help caring for ourselves. As Malaysia’s population ages, I believe the cost of such care deserves a place alongside everyday living expenses in our retirement budgets.

According to the Statistics Department’s (DOSM) preliminary estimates, Malaysia’s population aged 60 and above grew from 3.9 million in 2024 to 4.1 million in 2025, increasing its share of the total population from 11.6% to 12.0%. Almost one in eight people in Malaysia was aged 60 or older in 2025.

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Monthly Plan

RM 13.90/month

RM 11.12/month

Billed as RM 11.12 for the 1st month, RM 13.90 thereafter.

Best Value

Annual Plan

RM 12.33/month

RM 9.87/month

Billed as RM 118.40 for the 1st year, RM 148 thereafter.

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