Insurance is one of those things that some people mistakenly think isn’t worth the cost. That’s why too many people choose not to take out appropriate insurance cover for their assets and incomes.
When it comes to insuring their homes, most Malaysians only do it because banks require it as part of a mortgage. And for strata-titled properties, building insurance is included in owners’ corporation or body corporate fees so owners just need to ensure they have adequate cover for their property’s contents. Even that, most owners choose not to do.
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