THE stories are all too familiar. A breadwinner in a big family suddenly succumbs to a massive stroke. Paralysis is often the inevitable result. Some may partially recover but seldom back to the normal self. Many would be left bedridden and no longer able to work. The family is thrown into a hopeless financial dilemma. Suddenly, there is no money to service the housing loan. The family’s only car is repossessed by the bank.
Some families may have a child doing a degree course in a university. That person will have to stop studying, dashing all hopes of bringing up a new breadwinner for the family.