IN MALAYSIA, employers are required by law to contribute towards a compulsory savings scheme instituted by the Employees Provident Fund (EPF). However, with more than 350,000 employers registered with the EPF, ensuring this happens is not easy. Indeed, how does a social security organisation like the EPF uphold its duty to see to it that timely and regular contributions are made? How does it keep track of employer contributions? This article attempts to answer these questions.
Fresh out of college with a diploma in communication, Mariam decided to try copywriting. She was eventually hired by a small company, practically a one-man show. Other than Mariam, her manager had a group of freelancers he would employ whenever the need arose.