T20: We work hard for the money we earn


PETALING JAYA: Anxiety is mounting following the recent announcement regarding the rationalisation of subsidies on fuel, education and healthcare, which is set to impact 15% of the population, with some “high-income” earners calling it unfair for them.

Calls have been made for clearer definitions regarding the term in question, with concerns raised that any changes could lead to increased financial burdens for individuals facing essential commitments.

For parents like Teh Hui Yan and Teh Wei Jun, the ambiguity surrounding the T15 classification has left them uncertain.

“To be honest, the whole T15 thing feels confusing and unclear,” says Hui Yan, a senior marketing manager.

“Last year, T20 was defined as households earning over RM10,000, but with inflation and rising costs, we’re not sure if that threshold still makes sense,” she said.

Her husband, accountant Wei Jun, echoed her concerns: “We’re a family of four, and we constantly feel the pressure of managing our finances.”

His worries revolve around essential expenses like school fees and childcare, which can quickly consume a family’s budget.

“We’re genuinely worried about how changes to these classifications might affect our access to subsidies or assistance,” said the 47-year-old.

Farid Mansur, a 37-year-old senior engineer, expressed discomfort with the proposed changes.

“I understand the need for targeted subsidies, and yes, I am in a better financial position, but that doesn’t mean the continuous rising cost of living doesn’t affect me.

“Is it right to completely cut us off?” he said.

He is currently caring for his two elderly parents, who live with him, which adds to his financial responsibilities as they seek medical checkups regularly.

Businessman Anthony Nathan, a 40-year-old whose income falls into the T20 range, advocates resilience in the face of these subsidy changes.

“I am not particularly worried about not being eligible for the subsidies because, with or without it, I am still able to afford it,” he said.

Despite his financial stability, Anthony voiced common frustration among his peers.

“It feels unfair because, at some point, we (T20s) worked hard for the money we earn.

“I am using that money for a better lifestyle, which I have always wanted. Why am I being punished for that?”

His call for fairness is clear: subsidies should be accessible to everyone, not just those in lower income brackets.

“In the end, we are the ones being taxed the most,” he added, emphasising the perception that successful people are often penalised rather than supported.

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T15 , Subsidy , Budget

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