The next big thing in retirement benefits may be the oldest

IBM delivered a shock of sorts when it said last month that starting on Jan 1, 2024, it will introduce a Retirement Benefit Account (RBA) for all of its US employees. — Reuters

IBM may have just kicked off the next big trend in the world of employee retirement benefits.

Big Blue made headlines recently when it announced plans to end its 401(k) matching contribution in favour of a new benefit that walks, talks and sounds like a good old-fashioned pension.